Decision tool · Payment Gateway Comparator
HitPay, Stripe, Airwallex, or Xendit: which costs less on this transaction?
Enter a transaction amount and payment method. Rates are each provider's own published Singapore pricing, checked directly on their pricing pages.
Fee on a S$100 transaction
Cheapest · HitPayS$3.3 (3.3%)
AirwallexS$3.8 (3.8%)
StripeS$3.9 (3.9%)
XenditS$4.1 (4.1%)
HitPay is the cheapest of the 4 providers with a sourced rate for this method, at S$3.3 versus S$4.1 on Xendit, a S$0.80 gap on this one transaction.
Rates carried from our HitPay vs Stripe vs Airwallex and Xendit vs Stripe comparisons, both last verified 29 July 2026 against each provider's own pricing page. Airwallex has no published PayNow rate on that page, so it is excluded from the PayNow comparison rather than estimated. Rates change without notice, confirm current pricing before switching providers.